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Punjab & Sind Bank · Kapurthala

PSIB0021222: Punjab & Sind Bank, Phagwara HSP Road

IFSC code PSIB0021222 belongs to the Phagwara HSP Road branch of Punjab & Sind Bank in Kapurthala, Punjab. Its MICR code is 144023209.

IFSC
PSIB0021222
MICR
144023209
Bank
Punjab & Sind Bank
Branch
Phagwara HSP Road
District
Kapurthala
State
Punjab

Branch address

Punjab & Sind Bank
Ess Pee Heights Complex Hoshiarpur Road Phagwara Distt Kapurthala PB 144401

Open in a map · Pincode 144401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021222 is the code of the Phagwara HSP Road branch. In the MICR code 144023209, 144 is the city, 023 the bank and 209 the branch.

Other Punjab & Sind Bank branches in Kapurthala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Phagwara HSP Road branch (Kapurthala, Punjab) is PSIB0021222.

  2. 144023209. MICR is printed at the bottom of the branch's cheques.

  3. Ess Pee Heights Complex Hoshiarpur Road Phagwara Distt Kapurthala PB 144401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021222 with the beneficiary's account number.

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