PSIB0021312: Punjab & Sind Bank, Lakha
IFSC code PSIB0021312 belongs to the Lakha branch of Punjab & Sind Bank in Ludhiana, Punjab. Its MICR code is 142023062.
- IFSC
- PSIB0021312
- MICR
- 142023062
- Branch
- Lakha
- District
- Ludhiana
- State
- Punjab
- Phone
- +911624252555
Branch address
Punjab & Sind Bank
Village Lakha Tehsil Jagraon Distt Ludhiana 142031 Punjab
Open in a map · Pincode 142031: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021312 is the code of the Lakha branch. In the MICR code 142023062, 142 is the city, 023 the bank and 062 the branch.
Other Punjab & Sind Bank branches in Ludhiana
All 77 Punjab & Sind Bank branches in Ludhiana
IFSC and your loan
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Punjab & Sind Bank's Lakha branch (Ludhiana, Punjab) is PSIB0021312.
142023062. MICR is printed at the bottom of the branch's cheques.
Village Lakha Tehsil Jagraon Distt Ludhiana 142031 Punjab
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021312 with the beneficiary's account number.
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