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Punjab & Sind Bank · Ludhiana

PSIB0000449: Punjab & Sind Bank, Heddon

IFSC code PSIB0000449 belongs to the Heddon branch of Punjab & Sind Bank in Ludhiana, Punjab. Its MICR code is 141023255.

IFSC
PSIB0000449
MICR
141023255
Bank
Punjab & Sind Bank
Branch
Heddon
District
Ludhiana
State
Punjab
Phone
+911628272584

Branch address

Punjab & Sind Bank
Heddon Teh. Samrala, Distt. Ludhiana, Punjab - 141114

Open in a map · Pincode 141114: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000449 is the code of the Heddon branch. In the MICR code 141023255, 141 is the city, 023 the bank and 255 the branch.

Other Punjab & Sind Bank branches in Ludhiana

All 77 Punjab & Sind Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Heddon branch (Ludhiana, Punjab) is PSIB0000449.

  2. 141023255. MICR is printed at the bottom of the branch's cheques.

  3. Heddon Teh. Samrala, Distt. Ludhiana, Punjab - 141114

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000449 with the beneficiary's account number.

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