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Punjab & Sind Bank · Bathinda

PSIB0021030: Punjab & Sind Bank, Gumti Kalan

IFSC code PSIB0021030 belongs to the Gumti Kalan branch of Punjab & Sind Bank in Bathinda, Punjab. Its MICR code is 151023306.

IFSC
PSIB0021030
MICR
151023306
Bank
Punjab & Sind Bank
Branch
Gumti Kalan
District
Bathinda
State
Punjab
Phone
+911651231250

Branch address

Punjab & Sind Bank
Vpo Gumti Kalan the Phul Distt Bhatinda 151006

Open in a map · Pincode 151006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 021030 is the code of the Gumti Kalan branch. In the MICR code 151023306, 151 is the city, 023 the bank and 306 the branch.

Other Punjab & Sind Bank branches in Bathinda

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Gumti Kalan branch (Bathinda, Punjab) is PSIB0021030.

  2. 151023306. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Gumti Kalan the Phul Distt Bhatinda 151006

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0021030 with the beneficiary's account number.

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