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Punjab & Sind Bank · Bathinda

PSIB0020981: Punjab & Sind Bank, Giana Distt Bathinda

IFSC code PSIB0020981 belongs to the Giana Distt Bathinda branch of Punjab & Sind Bank in Bathinda, Punjab. Its MICR code is 151023253.

IFSC
PSIB0020981
MICR
151023253
Bank
Punjab & Sind Bank
Branch
Giana Distt Bathinda
District
Bathinda
State
Punjab
Phone
+911655249251

Branch address

Punjab & Sind Bank
Village & P.O. Giana Tehsil Talwndi Sabo, Distt. Bathinda, Punjab - 151001

Open in a map · Pincode 151001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 020981 is the code of the Giana Distt Bathinda branch. In the MICR code 151023253, 151 is the city, 023 the bank and 253 the branch.

Other Punjab & Sind Bank branches in Bathinda

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Giana Distt Bathinda branch (Bathinda, Punjab) is PSIB0020981.

  2. 151023253. MICR is printed at the bottom of the branch's cheques.

  3. Village & P.O. Giana Tehsil Talwndi Sabo, Distt. Bathinda, Punjab - 151001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0020981 with the beneficiary's account number.

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