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Punjab & Sind Bank · Ludhiana

PSIB0000648: Punjab & Sind Bank, Sherpur Bet

IFSC code PSIB0000648 belongs to the Sherpur Bet branch of Punjab & Sind Bank in Ludhiana, Punjab. Its MICR code is 141023252.

IFSC
PSIB0000648
MICR
141023252
Bank
Punjab & Sind Bank
Branch
Sherpur Bet
District
Ludhiana
State
Punjab
Phone
+911628249109

Branch address

Punjab & Sind Bank
Vpo Sherpur Bet Tehsil Machhiwara, Distt. Ludhiana, Punjab - 141009

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

PSIB is Punjab & Sind Bank's bank code, the fifth character 0 is kept for future use, and 000648 is the code of the Sherpur Bet branch. In the MICR code 141023252, 141 is the city, 023 the bank and 252 the branch.

Other Punjab & Sind Bank branches in Ludhiana

All 77 Punjab & Sind Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Punjab & Sind Bank's Sherpur Bet branch (Ludhiana, Punjab) is PSIB0000648.

  2. 141023252. MICR is printed at the bottom of the branch's cheques.

  3. Vpo Sherpur Bet Tehsil Machhiwara, Distt. Ludhiana, Punjab - 141009

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC PSIB0000648 with the beneficiary's account number.

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