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Kotak Mahindra Bank · Ludhiana

KKBK0004088: Kotak Mahindra Bank, Samrala

IFSC code KKBK0004088 belongs to the Samrala branch of Kotak Mahindra Bank in Ludhiana, Punjab. Its MICR code is 141485251.

IFSC
KKBK0004088
MICR
141485251
Bank
Kotak Mahindra Bank
Branch
Samrala
District
Ludhiana
State
Punjab

Branch address

Kotak Mahindra Bank
Khata No 842 871 Khasra No 53 57 0 10 Chandigarh Road Samrala 141114

Open in a map · Pincode 141114: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 004088 is the code of the Samrala branch. In the MICR code 141485251, 141 is the city, 485 the bank and 251 the branch.

Other Kotak Mahindra Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's Samrala branch (Ludhiana, Punjab) is KKBK0004088.

  2. 141485251. MICR is printed at the bottom of the branch's cheques.

  3. Khata No 842 871 Khasra No 53 57 0 10 Chandigarh Road Samrala 141114

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0004088 with the beneficiary's account number.

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