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Kotak Mahindra Bank · Ludhiana

KKBK0003908: Kotak Mahindra Bank, BRS Nagar Branch

IFSC code KKBK0003908 belongs to the BRS Nagar Branch branch of Kotak Mahindra Bank in Ludhiana, Punjab. Its MICR code is 141485012.

IFSC
KKBK0003908
MICR
141485012
Bank
Kotak Mahindra Bank
Branch
BRS Nagar Branch
District
Ludhiana
State
Punjab

Branch address

Kotak Mahindra Bank
Upper Ground Floor Sco 36 37 F Block BRS Nagar Near Orient Cinema East Day Ludhiana Punjab 141001

Open in a map · Pincode 141001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

KKBK is Kotak Mahindra Bank's bank code, the fifth character 0 is kept for future use, and 003908 is the code of the BRS Nagar Branch branch. In the MICR code 141485012, 141 is the city, 485 the bank and 012 the branch.

Other Kotak Mahindra Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Kotak Mahindra Bank's BRS Nagar Branch branch (Ludhiana, Punjab) is KKBK0003908.

  2. 141485012. MICR is printed at the bottom of the branch's cheques.

  3. Upper Ground Floor Sco 36 37 F Block BRS Nagar Near Orient Cinema East Day Ludhiana Punjab 141001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC KKBK0003908 with the beneficiary's account number.

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