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Jana Small Finance Bank · Ratlam

JSFB0004908: Jana Small Finance Bank, Nayan

IFSC code JSFB0004908 belongs to the Nayan branch of Jana Small Finance Bank in Ratlam, Madhya Pradesh. Its MICR code is 457788002.

IFSC
JSFB0004908
MICR
457788002
Bank
Jana Small Finance Bank
Branch
Nayan
District
Ratlam
State
Madhya Pradesh
Phone
+919685009084

Branch address

Jana Small Finance Bank
Jana Small Finance Bank,Harchand S/O.Veer Ji Charpota,Near Bus Stand,Post Nayana,Tehsil Roati,Dist.Ratlam,Madhya Pradesh-457769

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004908 is the code of the Nayan branch. In the MICR code 457788002, 457 is the city, 788 the bank and 002 the branch.

Other Jana Small Finance Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jana Small Finance Bank's Nayan branch (Ratlam, Madhya Pradesh) is JSFB0004908.

  2. 457788002. MICR is printed at the bottom of the branch's cheques.

  3. Jana Small Finance Bank,Harchand S/O.Veer Ji Charpota,Near Bus Stand,Post Nayana,Tehsil Roati,Dist.Ratlam,Madhya Pradesh-457769

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004908 with the beneficiary's account number.

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