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Jana Small Finance Bank · Ratlam

JSFB0004558: Jana Small Finance Bank, Ratlam

IFSC code JSFB0004558 belongs to the Ratlam branch of Jana Small Finance Bank in Ratlam, Madhya Pradesh. Its MICR code is 457788001.

IFSC
JSFB0004558
MICR
457788001
Bank
Jana Small Finance Bank
Branch
Ratlam
District
Ratlam
State
Madhya Pradesh

Branch address

Jana Small Finance Bank
Upper Ground Floor, Ratlam Plaza, Shop No 1645, Situated New Road, Jawhar Marg, Ratlam, MP PIN 457001

Open in a map · Pincode 457001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JSFB is Jana Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004558 is the code of the Ratlam branch. In the MICR code 457788001, 457 is the city, 788 the bank and 001 the branch.

Other Jana Small Finance Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jana Small Finance Bank's Ratlam branch (Ratlam, Madhya Pradesh) is JSFB0004558.

  2. 457788001. MICR is printed at the bottom of the branch's cheques.

  3. Upper Ground Floor, Ratlam Plaza, Shop No 1645, Situated New Road, Jawhar Marg, Ratlam, MP PIN 457001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JSFB0004558 with the beneficiary's account number.

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