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Jammu and Kashmir Bank · Budgam

JAKA0KANIHA: Jammu and Kashmir Bank, Kanihama Narbal

IFSC code JAKA0KANIHA belongs to the Kanihama Narbal branch of Jammu and Kashmir Bank in Budgam, Jammu and Kashmir. Its MICR code is 191051041.

IFSC
JAKA0KANIHA
MICR
191051041
Bank
Jammu and Kashmir Bank
Branch
Kanihama Narbal
District
Budgam
State
Jammu and Kashmir
Phone
+918803453903

Branch address

Jammu and Kashmir Bank
Kanihama Narbal,District Budgam,J and K PIN 193401

Open in a map · Pincode 193401: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and KANIHA is the code of the Kanihama Narbal branch. In the MICR code 191051041, 191 is the city, 051 the bank and 041 the branch.

Other Jammu and Kashmir Bank branches in Budgam

All 59 Jammu and Kashmir Bank branches in Budgam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Kanihama Narbal branch (Budgam, Jammu and Kashmir) is JAKA0KANIHA.

  2. 191051041. MICR is printed at the bottom of the branch's cheques.

  3. Kanihama Narbal,District Budgam,J and K PIN 193401

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0KANIHA with the beneficiary's account number.

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