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Jammu and Kashmir Bank · Budgam

JAKA0ARIZAL: Jammu and Kashmir Bank, Arizal

IFSC code JAKA0ARIZAL belongs to the Arizal branch of Jammu and Kashmir Bank in Budgam, Jammu and Kashmir. Its MICR code is 191051015.

IFSC
JAKA0ARIZAL
MICR
191051015
Bank
Jammu and Kashmir Bank
Branch
Arizal
District
Budgam
State
Jammu and Kashmir
Phone
+919419428864

Branch address

Jammu and Kashmir Bank
Arizal Khan Sahib

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

JAKA is Jammu and Kashmir Bank's bank code, the fifth character 0 is kept for future use, and ARIZAL is the code of the Arizal branch. In the MICR code 191051015, 191 is the city, 051 the bank and 015 the branch.

Other Jammu and Kashmir Bank branches in Budgam

All 59 Jammu and Kashmir Bank branches in Budgam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Jammu and Kashmir Bank's Arizal branch (Budgam, Jammu and Kashmir) is JAKA0ARIZAL.

  2. 191051015. MICR is printed at the bottom of the branch's cheques.

  3. Arizal Khan Sahib

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC JAKA0ARIZAL with the beneficiary's account number.

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