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Indian Overseas Bank · Thiruvallur

IOBA0003871: Indian Overseas Bank, Bagayam

IFSC code IOBA0003871 belongs to the Bagayam branch of Indian Overseas Bank in Thiruvallur, Tamil Nadu. Its MICR code is 600020025.

IFSC
IOBA0003871
MICR
600020025
Bank
Indian Overseas Bank
Branch
Bagayam
District
Thiruvallur
State
Tamil Nadu
Phone
+919597870718

Branch address

Indian Overseas Bank
Door No 189,Arani Road,Palavansathu,Vellore City,Vellore Taluk,Vellore District,Tamil Nadu PIN 600123

Open in a map · Pincode 600123: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003871 is the code of the Bagayam branch. In the MICR code 600020025, 600 is the city, 020 the bank and 025 the branch.

Other Indian Overseas Bank branches in Thiruvallur

All 37 Indian Overseas Bank branches in Thiruvallur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Bagayam branch (Thiruvallur, Tamil Nadu) is IOBA0003871.

  2. 600020025. MICR is printed at the bottom of the branch's cheques.

  3. Door No 189,Arani Road,Palavansathu,Vellore City,Vellore Taluk,Vellore District,Tamil Nadu PIN 600123

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003871 with the beneficiary's account number.

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