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Indian Overseas Bank · Thiruvallur

IOBA0003312: Indian Overseas Bank, Ambathur Ot Vellore

IFSC code IOBA0003312 belongs to the Ambathur Ot Vellore branch of Indian Overseas Bank in Thiruvallur, Tamil Nadu. Its MICR code is 600020234.

IFSC
IOBA0003312
MICR
600020234
Bank
Indian Overseas Bank
Branch
Ambathur Ot Vellore
District
Thiruvallur
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
13 by 27 Old Township Office Road,Ambathur,Chennai 600 053 Tamil Nadu State

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003312 is the code of the Ambathur Ot Vellore branch. In the MICR code 600020234, 600 is the city, 020 the bank and 234 the branch.

Other Indian Overseas Bank branches in Thiruvallur

All 37 Indian Overseas Bank branches in Thiruvallur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ambathur Ot Vellore branch (Thiruvallur, Tamil Nadu) is IOBA0003312.

  2. 600020234. MICR is printed at the bottom of the branch's cheques.

  3. 13 by 27 Old Township Office Road,Ambathur,Chennai 600 053 Tamil Nadu State

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003312 with the beneficiary's account number.

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