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Indian Overseas Bank · Vellore

IOBA0003761: Indian Overseas Bank, Pallikonda

IFSC code IOBA0003761 belongs to the Pallikonda branch of Indian Overseas Bank in Vellore, Tamil Nadu. Its MICR code is 632020307.

IFSC
IOBA0003761
MICR
632020307
Bank
Indian Overseas Bank
Branch
Pallikonda
District
Vellore
State
Tamil Nadu
Phone
+914162227386

Branch address

Indian Overseas Bank
40 M C Road Service Road Pallikonda Anaicut Taluk Vellore Dist Tamilnadu 635809

Open in a map · Pincode 635809: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003761 is the code of the Pallikonda branch. In the MICR code 632020307, 632 is the city, 020 the bank and 307 the branch.

Other Indian Overseas Bank branches in Vellore

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Pallikonda branch (Vellore, Tamil Nadu) is IOBA0003761.

  2. 632020307. MICR is printed at the bottom of the branch's cheques.

  3. 40 M C Road Service Road Pallikonda Anaicut Taluk Vellore Dist Tamilnadu 635809

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003761 with the beneficiary's account number.

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