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Indian Overseas Bank · Vellore

IOBA0001198: Indian Overseas Bank, Morasapalli

IFSC code IOBA0001198 belongs to the Morasapalli branch of Indian Overseas Bank in Vellore, Tamil Nadu.

IFSC
IOBA0001198
MICR
Not listed
Bank
Indian Overseas Bank
Branch
Morasapalli
District
Vellore
State
Tamil Nadu

Branch address

Indian Overseas Bank
Pernampet Road Kollapuram Morasapalli PIN 635810

Open in a map · Pincode 635810: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001198 is the code of the Morasapalli branch.

Other Indian Overseas Bank branches in Vellore

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Morasapalli branch (Vellore, Tamil Nadu) is IOBA0001198.

  2. Pernampet Road Kollapuram Morasapalli PIN 635810

  3. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001198 with the beneficiary's account number.

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