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Indian Overseas Bank · Dharwad

IOBA0002654: Indian Overseas Bank, Kalghatgi

IFSC code IOBA0002654 belongs to the Kalghatgi branch of Indian Overseas Bank in Dharwad, Karnataka. Its MICR code is 580020504.

IFSC
IOBA0002654
MICR
580020504
Bank
Indian Overseas Bank
Branch
Kalghatgi
District
Dharwad
State
Karnataka
Phone
+914428584896

Branch address

Indian Overseas Bank
Kadlaskar Building Main Road Kalghatagi 581204

Open in a map · Pincode 581204: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002654 is the code of the Kalghatgi branch. In the MICR code 580020504, 580 is the city, 020 the bank and 504 the branch.

Other Indian Overseas Bank branches in Dharwad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kalghatgi branch (Dharwad, Karnataka) is IOBA0002654.

  2. 580020504. MICR is printed at the bottom of the branch's cheques.

  3. Kadlaskar Building Main Road Kalghatagi 581204

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002654 with the beneficiary's account number.

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