Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Overseas Bank · Dharwad

IOBA0000308: Indian Overseas Bank, Garag

IFSC code IOBA0000308 belongs to the Garag branch of Indian Overseas Bank in Dharwad, Karnataka. Its MICR code is 580020502.

IFSC
IOBA0000308
MICR
580020502
Bank
Indian Overseas Bank
Branch
Garag
District
Dharwad
State
Karnataka

Branch address

Indian Overseas Bank
Mathru Chaya Main Road Garag, PIN 581105

Open in a map · Pincode 581105: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000308 is the code of the Garag branch. In the MICR code 580020502, 580 is the city, 020 the bank and 502 the branch.

Other Indian Overseas Bank branches in Dharwad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Overseas Bank's Garag branch (Dharwad, Karnataka) is IOBA0000308.

  2. 580020502. MICR is printed at the bottom of the branch's cheques.

  3. Mathru Chaya Main Road Garag, PIN 581105

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000308 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation