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Indian Overseas Bank · Ghaziabad

IOBA0002387: Indian Overseas Bank, Kaushambi

IFSC code IOBA0002387 belongs to the Kaushambi branch of Indian Overseas Bank in Ghaziabad, Uttar Pradesh. Its MICR code is 110020113.

IFSC
IOBA0002387
MICR
110020113
Bank
Indian Overseas Bank
Branch
Kaushambi
District
Ghaziabad
State
Uttar Pradesh

Branch address

Indian Overseas Bank
Plot No H1,Ground Floor,Shopprix Mall,Kaushambi,Ghaziabad PIN 201010

Open in a map · Pincode 201010: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002387 is the code of the Kaushambi branch. In the MICR code 110020113, 110 is the city, 020 the bank and 113 the branch.

Other Indian Overseas Bank branches in Ghaziabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kaushambi branch (Ghaziabad, Uttar Pradesh) is IOBA0002387.

  2. 110020113. MICR is printed at the bottom of the branch's cheques.

  3. Plot No H1,Ground Floor,Shopprix Mall,Kaushambi,Ghaziabad PIN 201010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002387 with the beneficiary's account number.

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