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Indian Overseas Bank · Ghaziabad

IOBA0000457: Indian Overseas Bank, Ghaziabad

IFSC code IOBA0000457 belongs to the Ghaziabad branch of Indian Overseas Bank in Ghaziabad, Uttar Pradesh. Its MICR code is 110020042.

IFSC
IOBA0000457
MICR
110020042
Bank
Indian Overseas Bank
Branch
Ghaziabad
District
Ghaziabad
State
Uttar Pradesh
Phone
+911202791272

Branch address

Indian Overseas Bank
2 Navyug MRKT,Ghaziabad

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000457 is the code of the Ghaziabad branch. In the MICR code 110020042, 110 is the city, 020 the bank and 042 the branch.

Other Indian Overseas Bank branches in Ghaziabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Ghaziabad branch (Ghaziabad, Uttar Pradesh) is IOBA0000457.

  2. 110020042. MICR is printed at the bottom of the branch's cheques.

  3. 2 Navyug MRKT,Ghaziabad

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000457 with the beneficiary's account number.

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