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Indian Overseas Bank · Chennai

IOBA0002274: Indian Overseas Bank, Valluvar Kottam

IFSC code IOBA0002274 belongs to the Valluvar Kottam branch of Indian Overseas Bank in Chennai, Tamil Nadu. Its MICR code is 600020174.

IFSC
IOBA0002274
MICR
600020174
Bank
Indian Overseas Bank
Branch
Valluvar Kottam
District
Chennai
State
Tamil Nadu

Branch address

Indian Overseas Bank
1 Vidyodaya Schools Society Complex,Thirumalai Road,T Nagar,Chennai 17,PIN 600017

Open in a map · Pincode 600017: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002274 is the code of the Valluvar Kottam branch. In the MICR code 600020174, 600 is the city, 020 the bank and 174 the branch.

Other Indian Overseas Bank branches in Chennai

All 148 Indian Overseas Bank branches in Chennai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Valluvar Kottam branch (Chennai, Tamil Nadu) is IOBA0002274.

  2. 600020174. MICR is printed at the bottom of the branch's cheques.

  3. 1 Vidyodaya Schools Society Complex,Thirumalai Road,T Nagar,Chennai 17,PIN 600017

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002274 with the beneficiary's account number.

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