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Indian Overseas Bank · Chennai

IOBA0001787: Indian Overseas Bank, Chennaigowrivakkam

IFSC code IOBA0001787 belongs to the Chennaigowrivakkam branch of Indian Overseas Bank in Chennai, Tamil Nadu. Its MICR code is 600020138.

IFSC
IOBA0001787
MICR
600020138
Bank
Indian Overseas Bank
Branch
Chennaigowrivakkam
District
Chennai
State
Tamil Nadu

Branch address

Indian Overseas Bank
SC Col, Velachery Tambaram Road, Gowrivakkam Chennai601302

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001787 is the code of the Chennaigowrivakkam branch. In the MICR code 600020138, 600 is the city, 020 the bank and 138 the branch.

Other Indian Overseas Bank branches in Chennai

All 148 Indian Overseas Bank branches in Chennai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Indian Overseas Bank's Chennaigowrivakkam branch (Chennai, Tamil Nadu) is IOBA0001787.

  2. 600020138. MICR is printed at the bottom of the branch's cheques.

  3. SC Col, Velachery Tambaram Road, Gowrivakkam Chennai601302

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001787 with the beneficiary's account number.

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