IOBA0002138: Indian Overseas Bank, Kottayamt B Road
IFSC code IOBA0002138 belongs to the Kottayamt B Road branch of Indian Overseas Bank in Kottayam, Kerala. Its MICR code is 686020003.
Branch address
Indian Overseas Bank
Building No 13 by 536, First Floor, Muthoot Crown Plaza, T B Road, Kottayam PIN 686001
Open in a map · Pincode 686001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002138 is the code of the Kottayamt B Road branch. In the MICR code 686020003, 686 is the city, 020 the bank and 003 the branch.
Other Indian Overseas Bank branches in Kottayam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Kottayamt B Road branch (Kottayam, Kerala) is IOBA0002138.
686020003. MICR is printed at the bottom of the branch's cheques.
Building No 13 by 536, First Floor, Muthoot Crown Plaza, T B Road, Kottayam PIN 686001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002138 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation