IOBA0000040: Indian Overseas Bank, Kottayam
IFSC code IOBA0000040 belongs to the Kottayam branch of Indian Overseas Bank in Kottayam, Kerala. Its MICR code is 686020002.
- IFSC
- IOBA0000040
- MICR
- 686020002
- Branch
- Kottayam
- District
- Kottayam
- State
- Kerala
- Phone
- +914812562004
Branch address
Indian Overseas Bank
Oopoottil Building, KK.Road, Kottayam - 686 001
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000040 is the code of the Kottayam branch. In the MICR code 686020002, 686 is the city, 020 the bank and 002 the branch.
Other Indian Overseas Bank branches in Kottayam
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Overseas Bank's Kottayam branch (Kottayam, Kerala) is IOBA0000040.
686020002. MICR is printed at the bottom of the branch's cheques.
Oopoottil Building, KK.Road, Kottayam - 686 001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000040 with the beneficiary's account number.
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