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Indian Overseas Bank · Pathanamthitta

IOBA0001028: Indian Overseas Bank, Adoor

IFSC code IOBA0001028 belongs to the Adoor branch of Indian Overseas Bank in Pathanamthitta, Kerala. Its MICR code is 691020052.

IFSC
IOBA0001028
MICR
691020052
Bank
Indian Overseas Bank
Branch
Adoor
District
Pathanamthitta
State
Kerala

Branch address

Indian Overseas Bank
544 by 17a,I Floor,C G Building,Central Adoor,PIN 691523

Open in a map · Pincode 691523: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 001028 is the code of the Adoor branch. In the MICR code 691020052, 691 is the city, 020 the bank and 052 the branch.

Other Indian Overseas Bank branches in Pathanamthitta

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Adoor branch (Pathanamthitta, Kerala) is IOBA0001028.

  2. 691020052. MICR is printed at the bottom of the branch's cheques.

  3. 544 by 17a,I Floor,C G Building,Central Adoor,PIN 691523

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0001028 with the beneficiary's account number.

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