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Indian Overseas Bank · Pathanamthitta

IOBA0000716: Indian Overseas Bank, Pandalam

IFSC code IOBA0000716 belongs to the Pandalam branch of Indian Overseas Bank in Pathanamthitta, Kerala. Its MICR code is 689020476.

IFSC
IOBA0000716
MICR
689020476
Bank
Indian Overseas Bank
Branch
Pandalam
District
Pathanamthitta
State
Kerala

Branch address

Indian Overseas Bank
1 Floor, M V K Complex, Pandalam Junction, Pandalam PIN 689501

Open in a map · Pincode 689501: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000716 is the code of the Pandalam branch. In the MICR code 689020476, 689 is the city, 020 the bank and 476 the branch.

Other Indian Overseas Bank branches in Pathanamthitta

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Pandalam branch (Pathanamthitta, Kerala) is IOBA0000716.

  2. 689020476. MICR is printed at the bottom of the branch's cheques.

  3. 1 Floor, M V K Complex, Pandalam Junction, Pandalam PIN 689501

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000716 with the beneficiary's account number.

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