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Indian Overseas Bank · Srikakulam

IOBA0000923: Indian Overseas Bank, Perumali

IFSC code IOBA0000923 belongs to the Perumali branch of Indian Overseas Bank in Srikakulam, Andhra Pradesh. Its MICR code is 535020523.

IFSC
IOBA0000923
MICR
535020523
Bank
Indian Overseas Bank
Branch
Perumali
District
Srikakulam
State
Andhra Pradesh

Branch address

Indian Overseas Bank
2 by 90, Ground Floor Perumali,Therlam Mandal Perumali PIN 532140

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000923 is the code of the Perumali branch. In the MICR code 535020523, 535 is the city, 020 the bank and 523 the branch.

Other Indian Overseas Bank branches in Srikakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Perumali branch (Srikakulam, Andhra Pradesh) is IOBA0000923.

  2. 535020523. MICR is printed at the bottom of the branch's cheques.

  3. 2 by 90, Ground Floor Perumali,Therlam Mandal Perumali PIN 532140

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000923 with the beneficiary's account number.

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