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Indian Overseas Bank · Srikakulam

IOBA0000361: Indian Overseas Bank, Srikakulam

IFSC code IOBA0000361 belongs to the Srikakulam branch of Indian Overseas Bank in Srikakulam, Andhra Pradesh. Its MICR code is 532020002.

IFSC
IOBA0000361
MICR
532020002
Bank
Indian Overseas Bank
Branch
Srikakulam
District
Srikakulam
State
Andhra Pradesh
Phone
+918942221870

Branch address

Indian Overseas Bank
Sai Communication Centre, Womens College Road, Srikakulam PIN 532001

Open in a map · Pincode 532001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000361 is the code of the Srikakulam branch. In the MICR code 532020002, 532 is the city, 020 the bank and 002 the branch.

Other Indian Overseas Bank branches in Srikakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Srikakulam branch (Srikakulam, Andhra Pradesh) is IOBA0000361.

  2. 532020002. MICR is printed at the bottom of the branch's cheques.

  3. Sai Communication Centre, Womens College Road, Srikakulam PIN 532001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000361 with the beneficiary's account number.

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