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Indian Overseas Bank · Thiruvananthapuram

IOBA0000428: Indian Overseas Bank, Vattiyoorkavu

IFSC code IOBA0000428 belongs to the Vattiyoorkavu branch of Indian Overseas Bank in Thiruvananthapuram, Kerala. Its MICR code is 695020009.

IFSC
IOBA0000428
MICR
695020009
Bank
Indian Overseas Bank
Branch
Vattiyoorkavu
District
Thiruvananthapuram
State
Kerala
Phone
+914428584896

Branch address

Indian Overseas Bank
VP Iv by 542vattiyoorkavu Kachani Post Thiruvananthapuram Pin695013

Open in a map · Pincode 695013: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000428 is the code of the Vattiyoorkavu branch. In the MICR code 695020009, 695 is the city, 020 the bank and 009 the branch.

Other Indian Overseas Bank branches in Thiruvananthapuram

All 45 Indian Overseas Bank branches in Thiruvananthapuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Vattiyoorkavu branch (Thiruvananthapuram, Kerala) is IOBA0000428.

  2. 695020009. MICR is printed at the bottom of the branch's cheques.

  3. VP Iv by 542vattiyoorkavu Kachani Post Thiruvananthapuram Pin695013

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000428 with the beneficiary's account number.

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