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Indian Overseas Bank · Thiruvananthapuram

IOBA0002162: Indian Overseas Bank, Kaniyapuramkazhakutam

IFSC code IOBA0002162 belongs to the Kaniyapuramkazhakutam branch of Indian Overseas Bank in Thiruvananthapuram, Kerala. Its MICR code is 695020016.

IFSC
IOBA0002162
MICR
695020016
Bank
Indian Overseas Bank
Branch
Kaniyapuramkazhakutam
District
Thiruvananthapuram
State
Kerala

Branch address

Indian Overseas Bank
Ap by X by 1019 Cliff House,Opp.Ksrtc Bus Station,Kaniapuram,PIN 695301

Open in a map · Pincode 695301: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 002162 is the code of the Kaniyapuramkazhakutam branch. In the MICR code 695020016, 695 is the city, 020 the bank and 016 the branch.

Other Indian Overseas Bank branches in Thiruvananthapuram

All 45 Indian Overseas Bank branches in Thiruvananthapuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Kaniyapuramkazhakutam branch (Thiruvananthapuram, Kerala) is IOBA0002162.

  2. 695020016. MICR is printed at the bottom of the branch's cheques.

  3. Ap by X by 1019 Cliff House,Opp.Ksrtc Bus Station,Kaniapuram,PIN 695301

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0002162 with the beneficiary's account number.

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