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Indian Overseas Bank · Chengalpattu

IOBA0000412: Indian Overseas Bank, Perungalathur

IFSC code IOBA0000412 belongs to the Perungalathur branch of Indian Overseas Bank in Chengalpattu, Tamil Nadu. Its MICR code is 600020053.

IFSC
IOBA0000412
MICR
600020053
Bank
Indian Overseas Bank
Branch
Perungalathur
District
Chengalpattu
State
Tamil Nadu

Branch address

Indian Overseas Bank
Standard Motor Product Ltd, G S T Road, Perungalathur PIN 600063

Open in a map · Pincode 600063: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 000412 is the code of the Perungalathur branch. In the MICR code 600020053, 600 is the city, 020 the bank and 053 the branch.

Other Indian Overseas Bank branches in Chengalpattu

All 46 Indian Overseas Bank branches in Chengalpattu

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Perungalathur branch (Chengalpattu, Tamil Nadu) is IOBA0000412.

  2. 600020053. MICR is printed at the bottom of the branch's cheques.

  3. Standard Motor Product Ltd, G S T Road, Perungalathur PIN 600063

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0000412 with the beneficiary's account number.

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