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Indian Overseas Bank · Chengalpattu

IOBA0003116: Indian Overseas Bank, Chithalapakkam

IFSC code IOBA0003116 belongs to the Chithalapakkam branch of Indian Overseas Bank in Chengalpattu, Tamil Nadu. Its MICR code is 600020222.

IFSC
IOBA0003116
MICR
600020222
Bank
Indian Overseas Bank
Branch
Chithalapakkam
District
Chengalpattu
State
Tamil Nadu
Phone
+914428584896

Branch address

Indian Overseas Bank
1 by 189 Ottiyambakkam Main Road,Chithalapakkam,Chennai600126

Open in a map · Pincode 600126: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IOBA is Indian Overseas Bank's bank code, the fifth character 0 is kept for future use, and 003116 is the code of the Chithalapakkam branch. In the MICR code 600020222, 600 is the city, 020 the bank and 222 the branch.

Other Indian Overseas Bank branches in Chengalpattu

All 46 Indian Overseas Bank branches in Chengalpattu

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Overseas Bank's Chithalapakkam branch (Chengalpattu, Tamil Nadu) is IOBA0003116.

  2. 600020222. MICR is printed at the bottom of the branch's cheques.

  3. 1 by 189 Ottiyambakkam Main Road,Chithalapakkam,Chennai600126

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IOBA0003116 with the beneficiary's account number.

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