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Indian Bank · Karaikal

IDIB000V124: Indian Bank, Varichikudi

IFSC code IDIB000V124 belongs to the Varichikudi branch of Indian Bank in Karaikal, Puducherry. Its MICR code is 605019103.

IFSC
IDIB000V124
MICR
605019103
Bank
Indian Bank
Branch
Varichikudi
District
Karaikal
State
Puducherry
Phone
+914368266684

Branch address

Indian Bank
280/5/B Poraiyar Main Road Varichikudi Opp to Karaikal Polytechnic College PIN 609609

Open in a map · Pincode 609609: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00V124 is the code of the Varichikudi branch. In the MICR code 605019103, 605 is the city, 019 the bank and 103 the branch.

Other Indian Bank branches in Karaikal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Varichikudi branch (Karaikal, Puducherry) is IDIB000V124.

  2. 605019103. MICR is printed at the bottom of the branch's cheques.

  3. 280/5/B Poraiyar Main Road Varichikudi Opp to Karaikal Polytechnic College PIN 609609

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000V124 with the beneficiary's account number.

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