Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Bank · Karaikal

IDIB000N045: Indian Bank, Neravy

IFSC code IDIB000N045 belongs to the Neravy branch of Indian Bank in Karaikal, Puducherry. Its MICR code is 609019104.

IFSC
IDIB000N045
MICR
609019104
Bank
Indian Bank
Branch
Neravy
District
Karaikal
State
Puducherry
Phone
+914368238476

Branch address

Indian Bank
1 East King Street Neravy Karaikal Karaikal Neravy PIN 609604

Open in a map · Pincode 609604: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00N045 is the code of the Neravy branch. In the MICR code 609019104, 609 is the city, 019 the bank and 104 the branch.

Other Indian Bank branches in Karaikal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Bank's Neravy branch (Karaikal, Puducherry) is IDIB000N045.

  2. 609019104. MICR is printed at the bottom of the branch's cheques.

  3. 1 East King Street Neravy Karaikal Karaikal Neravy PIN 609604

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000N045 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation