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Indian Bank · Patiala

IDIB000P605: Indian Bank, Urban Estate Patiala Ii

IFSC code IDIB000P605 belongs to the Urban Estate Patiala Ii branch of Indian Bank in Patiala, Punjab. Its MICR code is 147019004.

IFSC
IDIB000P605
MICR
147019004
Bank
Indian Bank
Branch
Urban Estate Patiala Ii
District
Patiala
State
Punjab
Phone
+918968498899

Branch address

Indian Bank
Sco 13 Urban Estate Phase 2 Patiala Phase 2 Patiala PIN 147002

Open in a map · Pincode 147002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00P605 is the code of the Urban Estate Patiala Ii branch. In the MICR code 147019004, 147 is the city, 019 the bank and 004 the branch.

Other Indian Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Urban Estate Patiala Ii branch (Patiala, Punjab) is IDIB000P605.

  2. 147019004. MICR is printed at the bottom of the branch's cheques.

  3. Sco 13 Urban Estate Phase 2 Patiala Phase 2 Patiala PIN 147002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000P605 with the beneficiary's account number.

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