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Indian Bank · Patiala

IDIB000P604: Indian Bank, Patiala

IFSC code IDIB000P604 belongs to the Patiala branch of Indian Bank in Patiala, Punjab. Its MICR code is 147010001.

IFSC
IDIB000P604
MICR
147010001
Bank
Indian Bank
Branch
Patiala
District
Patiala
State
Punjab
Phone
+911752227883

Branch address

Indian Bank
Sco 7 Chotti Baradari the Mall Patiala PIN 147001

Open in a map · Pincode 147001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00P604 is the code of the Patiala branch. In the MICR code 147010001, 147 is the city, 010 the bank and 001 the branch.

Other Indian Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Patiala branch (Patiala, Punjab) is IDIB000P604.

  2. 147010001. MICR is printed at the bottom of the branch's cheques.

  3. Sco 7 Chotti Baradari the Mall Patiala PIN 147001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000P604 with the beneficiary's account number.

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