Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Indian Bank · Jalandhar

IDIB000G618: Indian Bank, Goraya

IFSC code IDIB000G618 belongs to the Goraya branch of Indian Bank in Jalandhar, Punjab. Its MICR code is 144019453.

IFSC
IDIB000G618
MICR
144019453
Bank
Indian Bank
Branch
Goraya
District
Jalandhar
State
Punjab
Phone
+919501464658

Branch address

Indian Bank
G T Road Goraya Goraya PIN 144409

Open in a map · Pincode 144409: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00G618 is the code of the Goraya branch. In the MICR code 144019453, 144 is the city, 019 the bank and 453 the branch.

Other Indian Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Indian Bank's Goraya branch (Jalandhar, Punjab) is IDIB000G618.

  2. 144019453. MICR is printed at the bottom of the branch's cheques.

  3. G T Road Goraya Goraya PIN 144409

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000G618 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation