IDIB000F016: Indian Bank, Focal Point
IFSC code IDIB000F016 belongs to the Focal Point branch of Indian Bank in Jalandhar, Punjab.
- IFSC
- IDIB000F016
- MICR
- Not listed
- Bank
- Indian Bank
- Branch
- Focal Point
- District
- Jalandhar
- State
- Punjab
- Phone
- +918699255192
Branch address
Indian Bank
SCF 12 & 13, Industrial Focal Point, Jalandhar
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00F016 is the code of the Focal Point branch.
Other Indian Bank branches in Jalandhar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Indian Bank's Focal Point branch (Jalandhar, Punjab) is IDIB000F016.
SCF 12 & 13, Industrial Focal Point, Jalandhar
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000F016 with the beneficiary's account number.
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