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IDFC FIRST Bank · Surat

IDFB0042272: IDFC FIRST Bank, Varachha Branch

IFSC code IDFB0042272 belongs to the Varachha Branch branch of IDFC FIRST Bank in Surat, Gujarat. Its MICR code is 395751009.

IFSC
IDFB0042272
MICR
395751009
Bank
IDFC FIRST Bank
Branch
Varachha Branch
District
Surat
State
Gujarat

Branch address

IDFC FIRST Bank
Ground Floor - Shop No. 1 to 7, First Floor- Shop No. 106 & 107, Plot No. 251, Apex Commercial Complex, Building No. A, Varachha Main Road, Varachha, Surat - 395006, Toll Free No. - 18004194332

Open in a map · Pincode 395006: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDFB is IDFC FIRST Bank's bank code, the fifth character 0 is kept for future use, and 042272 is the code of the Varachha Branch branch. In the MICR code 395751009, 395 is the city, 751 the bank and 009 the branch.

Other IDFC FIRST Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDFC FIRST Bank's Varachha Branch branch (Surat, Gujarat) is IDFB0042272.

  2. 395751009. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor - Shop No. 1 to 7, First Floor- Shop No. 106 & 107, Plot No. 251, Apex Commercial Complex, Building No. A, Varachha Main Road, Varachha, Surat - 395006, Toll Free No. - 18004194332

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDFB0042272 with the beneficiary's account number.

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