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IDFC FIRST Bank · Surat

IDFB0042271: IDFC FIRST Bank, Kim Branch

IFSC code IDFB0042271 belongs to the Kim Branch branch of IDFC FIRST Bank in Surat, Gujarat. Its MICR code is 395751005.

IFSC
IDFB0042271
MICR
395751005
Bank
IDFC FIRST Bank
Branch
Kim Branch
District
Surat
State
Gujarat

Branch address

IDFC FIRST Bank
Shop Nos.5,6, 7 & 8 and Shop Nos.12,13 & 14,Balaji Palace, Plot No 205 to 211, Opp. Ranchod Nagar Station, Block No 803,Village Kudsad, Taluka-Olpad,District-Surat,Kim-394111,Toll Free No 18004194332

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDFB is IDFC FIRST Bank's bank code, the fifth character 0 is kept for future use, and 042271 is the code of the Kim Branch branch. In the MICR code 395751005, 395 is the city, 751 the bank and 005 the branch.

Other IDFC FIRST Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDFC FIRST Bank's Kim Branch branch (Surat, Gujarat) is IDFB0042271.

  2. 395751005. MICR is printed at the bottom of the branch's cheques.

  3. Shop Nos.5,6, 7 & 8 and Shop Nos.12,13 & 14,Balaji Palace, Plot No 205 to 211, Opp. Ranchod Nagar Station, Block No 803,Village Kudsad, Taluka-Olpad,District-Surat,Kim-394111,Toll Free No 18004194332

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDFB0042271 with the beneficiary's account number.

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