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IDBI · Ludhiana

IBKL0000265: IDBI, Sherpur Focal Point Road

IFSC code IBKL0000265 belongs to the Sherpur Focal Point Road branch of IDBI in Ludhiana, Punjab. Its MICR code is 141259006.

IFSC
IBKL0000265
MICR
141259006
Bank
IDBI
Branch
Sherpur Focal Point Road
District
Ludhiana
State
Punjab
Phone
+919803001920

Branch address

IDBI
Ground Floor 154sherpur Focal Point Roadludhianapunjab 141010

Open in a map · Pincode 141010: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000265 is the code of the Sherpur Focal Point Road branch. In the MICR code 141259006, 141 is the city, 259 the bank and 006 the branch.

Other IDBI branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Sherpur Focal Point Road branch (Ludhiana, Punjab) is IBKL0000265.

  2. 141259006. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor 154sherpur Focal Point Roadludhianapunjab 141010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000265 with the beneficiary's account number.

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