IBKL0000043: IDBI, Ludhiana
IFSC code IBKL0000043 belongs to the Ludhiana branch of IDBI in Ludhiana, Punjab. Its MICR code is 141259002.
- IFSC
- IBKL0000043
- MICR
- 141259002
- Bank
- IDBI
- Branch
- Ludhiana
- District
- Ludhiana
- State
- Punjab
- Phone
- +919928020362
Branch address
IDBI
Sco 126-128, Kalinga Towers,Feroze Gandhi Market,
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000043 is the code of the Ludhiana branch. In the MICR code 141259002, 141 is the city, 259 the bank and 002 the branch.
Other IDBI branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of IDBI's Ludhiana branch (Ludhiana, Punjab) is IBKL0000043.
141259002. MICR is printed at the bottom of the branch's cheques.
Sco 126-128, Kalinga Towers,Feroze Gandhi Market,
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000043 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation