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HDFC Bank · Ratnagiri

HDFC0004903: HDFC Bank, Watad Khandala Jaygad Road

IFSC code HDFC0004903 belongs to the Watad Khandala Jaygad Road branch of HDFC Bank in Ratnagiri, Maharashtra. Its MICR code is 415240009.

IFSC
HDFC0004903
MICR
415240009
Bank
HDFC Bank
Branch
Watad Khandala Jaygad Road
District
Ratnagiri
State
Maharashtra
SWIFT
HDFCINBB

Branch address

HDFC Bank
GRD Floor Amit Tower Building PO Watad Khandala Jaigad Road Ratnagiri Maharashtra 415613

Open in a map · Pincode 415613: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 004903 is the code of the Watad Khandala Jaygad Road branch. In the MICR code 415240009, 415 is the city, 240 the bank and 009 the branch.

Other HDFC Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Watad Khandala Jaygad Road branch (Ratnagiri, Maharashtra) is HDFC0004903.

  2. 415240009. MICR is printed at the bottom of the branch's cheques.

  3. GRD Floor Amit Tower Building PO Watad Khandala Jaigad Road Ratnagiri Maharashtra 415613

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0004903 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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