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HDFC Bank · Ratnagiri

HDFC0000430: HDFC Bank, Ratnagiri

IFSC code HDFC0000430 belongs to the Ratnagiri branch of HDFC Bank in Ratnagiri, Maharashtra. Its MICR code is 415240051.

IFSC
HDFC0000430
MICR
415240051
Bank
HDFC Bank
Branch
Ratnagiri
District
Ratnagiri
State
Maharashtra
Phone
+919890603333
SWIFT
HDFCINBB

Branch address

HDFC Bank
Showroom No 3,Mangesh-Shanta Apt, Near Maruti Mandir,Ratnagiri Maharashtra 415639

Open in a map · Pincode 415639: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 000430 is the code of the Ratnagiri branch. In the MICR code 415240051, 415 is the city, 240 the bank and 051 the branch.

Other HDFC Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Ratnagiri branch (Ratnagiri, Maharashtra) is HDFC0000430.

  2. 415240051. MICR is printed at the bottom of the branch's cheques.

  3. Showroom No 3,Mangesh-Shanta Apt, Near Maruti Mandir,Ratnagiri Maharashtra 415639

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0000430 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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