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Esaf Small Finance Bank · Idukki

ESMF0001516: Esaf Small Finance Bank, Elappara

IFSC code ESMF0001516 belongs to the Elappara branch of Esaf Small Finance Bank in Idukki, Kerala. Its MICR code is 685760203.

IFSC
ESMF0001516
MICR
685760203
Bank
Esaf Small Finance Bank
Branch
Elappara
District
Idukki
State
Kerala
Phone
+918589029641

Branch address

Esaf Small Finance Bank
Near Ipa Church,Santhinagar,Elappara Post,685501

Open in a map · Pincode 685501: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001516 is the code of the Elappara branch. In the MICR code 685760203, 685 is the city, 760 the bank and 203 the branch.

Other Esaf Small Finance Bank branches in Idukki

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Elappara branch (Idukki, Kerala) is ESMF0001516.

  2. 685760203. MICR is printed at the bottom of the branch's cheques.

  3. Near Ipa Church,Santhinagar,Elappara Post,685501

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001516 with the beneficiary's account number.

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