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Esaf Small Finance Bank · Idukki

ESMF0001293: Esaf Small Finance Bank, Karimban

IFSC code ESMF0001293 belongs to the Karimban branch of Esaf Small Finance Bank in Idukki, Kerala. Its MICR code is 685760802.

IFSC
ESMF0001293
MICR
685760802
Bank
Esaf Small Finance Bank
Branch
Karimban
District
Idukki
State
Kerala
Phone
+919349701509

Branch address

Esaf Small Finance Bank
No4 1067 72,Nellamkuzhiyil Building,Neriamangalam Main Road,Karimban,Idukki,Kerala 685602

Open in a map · Pincode 685602: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001293 is the code of the Karimban branch. In the MICR code 685760802, 685 is the city, 760 the bank and 802 the branch.

Other Esaf Small Finance Bank branches in Idukki

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Karimban branch (Idukki, Kerala) is ESMF0001293.

  2. 685760802. MICR is printed at the bottom of the branch's cheques.

  3. No4 1067 72,Nellamkuzhiyil Building,Neriamangalam Main Road,Karimban,Idukki,Kerala 685602

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001293 with the beneficiary's account number.

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