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Esaf Small Finance Bank · Malappuram

ESMF0001120: Esaf Small Finance Bank, Valanchery

IFSC code ESMF0001120 belongs to the Valanchery branch of Esaf Small Finance Bank in Malappuram, Kerala. Its MICR code is 676760252.

IFSC
ESMF0001120
MICR
676760252
Bank
Esaf Small Finance Bank
Branch
Valanchery
District
Malappuram
State
Kerala
Phone
+918589029431

Branch address

Esaf Small Finance Bank
Survey No 338/5/6,GF,Rahath Annex,Kuttipuram Road,Valanchery,Malappuram 676552

Open in a map · Pincode 676552: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001120 is the code of the Valanchery branch. In the MICR code 676760252, 676 is the city, 760 the bank and 252 the branch.

Other Esaf Small Finance Bank branches in Malappuram

All 61 Esaf Small Finance Bank branches in Malappuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Valanchery branch (Malappuram, Kerala) is ESMF0001120.

  2. 676760252. MICR is printed at the bottom of the branch's cheques.

  3. Survey No 338/5/6,GF,Rahath Annex,Kuttipuram Road,Valanchery,Malappuram 676552

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001120 with the beneficiary's account number.

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