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Esaf Small Finance Bank · Malappuram

ESMF0001123: Esaf Small Finance Bank, Malappuram

IFSC code ESMF0001123 belongs to the Malappuram branch of Esaf Small Finance Bank in Malappuram, Kerala. Its MICR code is 676760152.

IFSC
ESMF0001123
MICR
676760152
Bank
Esaf Small Finance Bank
Branch
Malappuram
District
Malappuram
State
Kerala
Phone
+919288092505

Branch address

Esaf Small Finance Bank
10/89, 10/90, 10/91, Ground Floor , U M K Tower, Jubilee Road, Bypass-Uphill, Malappuram PIN- 676505

Open in a map · Pincode 676505: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001123 is the code of the Malappuram branch. In the MICR code 676760152, 676 is the city, 760 the bank and 152 the branch.

Other Esaf Small Finance Bank branches in Malappuram

All 61 Esaf Small Finance Bank branches in Malappuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Malappuram branch (Malappuram, Kerala) is ESMF0001123.

  2. 676760152. MICR is printed at the bottom of the branch's cheques.

  3. 10/89, 10/90, 10/91, Ground Floor , U M K Tower, Jubilee Road, Bypass-Uphill, Malappuram PIN- 676505

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001123 with the beneficiary's account number.

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