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Equitas Small Finance Bank · Ratlam

ESFB0014015: Equitas Small Finance Bank, Ratlam

IFSC code ESFB0014015 belongs to the Ratlam branch of Equitas Small Finance Bank in Ratlam, Madhya Pradesh. Its MICR code is 457756001.

IFSC
ESFB0014015
MICR
457756001
Bank
Equitas Small Finance Bank
Branch
Ratlam
District
Ratlam
State
Madhya Pradesh
Phone
+914430898015

Branch address

Equitas Small Finance Bank
No-649,Saroj Sarover,Mitra Niwas Road,Ratlam,Madhya Pradesh

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 014015 is the code of the Ratlam branch. In the MICR code 457756001, 457 is the city, 756 the bank and 001 the branch.

Other Equitas Small Finance Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Ratlam branch (Ratlam, Madhya Pradesh) is ESFB0014015.

  2. 457756001. MICR is printed at the bottom of the branch's cheques.

  3. No-649,Saroj Sarover,Mitra Niwas Road,Ratlam,Madhya Pradesh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0014015 with the beneficiary's account number.

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