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Equitas Small Finance Bank · Ratlam

ESFB0004026: Equitas Small Finance Bank, Shastrinagar-Ratlam

IFSC code ESFB0004026 belongs to the Shastrinagar-Ratlam branch of Equitas Small Finance Bank in Ratlam, Madhya Pradesh. Its MICR code is 457756003.

IFSC
ESFB0004026
MICR
457756003
Bank
Equitas Small Finance Bank
Branch
Shastrinagar-Ratlam
District
Ratlam
State
Madhya Pradesh

Branch address

Equitas Small Finance Bank
38, Santosh Kuti, 1st Floor, New Road, Near Balaji Restaurant, Opp Gujarati Samaj School, Ratlam MP - 457001

Open in a map · Pincode 457001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 004026 is the code of the Shastrinagar-Ratlam branch. In the MICR code 457756003, 457 is the city, 756 the bank and 003 the branch.

Other Equitas Small Finance Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Shastrinagar-Ratlam branch (Ratlam, Madhya Pradesh) is ESFB0004026.

  2. 457756003. MICR is printed at the bottom of the branch's cheques.

  3. 38, Santosh Kuti, 1st Floor, New Road, Near Balaji Restaurant, Opp Gujarati Samaj School, Ratlam MP - 457001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0004026 with the beneficiary's account number.

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